Legal

US Licenses &
Registrations.

EP Innovation Inc. operates under a federal FinCEN MSB registration covering all US states, territories, and the District of Columbia.

Federal Registration

FinCEN MSB Registration.

Official registration record available for partner due diligence. Verify at fincen.gov/msb-registrant-search.

Legal Name

EP Innovation Inc.

Registration Number

31000323372329

Verify on FinCEN →

Registration Type

Initial Registration

Authorized Date

February 27, 2026

Received Date

February 26, 2026

Primary Location

Denver, Colorado

Authorized Activities

Registered business
activities.

All registered business activities under the FinCEN MSB framework. Each activity is subject to the full BSA/AML compliance program.

MTFinCEN Registered

Money Transmission

Transmission of funds on behalf of the public within the United States and to locations abroad.

FXFinCEN Registered

Foreign Exchange Dealing

Exchanging currency of one country for currency of another country.

PAFinCEN Registered

Prepaid Access

Providing access to funds or the value of funds that have been paid in advance.

CXFinCEN Registered

Currency Exchange

Exchange of one currency for another, including virtual currency exchange where applicable.

Geographic Coverage

56 jurisdictions covered.

Federal FinCEN registration authorizes operations across all US states, territories, and the District of Columbia under a single registration.

AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingDistrict of ColumbiaPuerto RicoU.S. Virgin IslandsAmerican SamoaGuamNorthern Mariana Islands

Note on State Licensing

Federal FinCEN registration is the foundational requirement for operating as an MSB in the United States. Certain states may additionally require state-level money transmitter licenses. EP Innovation is evaluating and pursuing state licenses as applicable to its business activities.