Privacy
Notice.

This Privacy Notice describes how EP Innovation Inc. ("EP Innovation," "we," "us," or "our") collects, uses, discloses, and protects information about you when you use our website and services.

1. Information We Collect

Information you provide

When you contact us or use our services, we may collect:

• Name, email address, and contact details
• Company name and business information
• Identity verification documents (for regulated services)
• Transaction information and financial data
• Communications you send us

Information collected automatically

When you visit our website, we may automatically collect:

• IP address and browser type
• Pages visited and time spent
• Referring website information
• Device type and operating system

2. How We Use Your Information

We use the information we collect to:

• Provide and improve our money services and products
• Fulfill our obligations under the Bank Secrecy Act and applicable regulations
• Verify your identity and prevent fraud
• Respond to your inquiries and provide customer support
• Comply with legal obligations, including FinCEN requirements
• Send you information about our services (with your consent)

3. Legal Basis for Processing

EP Innovation processes personal information on the following bases:

• Legal obligation: We are required to collect and retain certain information under the Bank Secrecy Act, FinCEN regulations, and other applicable laws
• Contract performance: To provide the services you request
• Legitimate interests: To operate our business, prevent fraud, and ensure security
• Consent: Where we have obtained your explicit consent

4. Information Sharing

We do not sell your personal information. We may share information with:

• Regulatory authorities as required by law (including FinCEN, law enforcement)
• Service providers who assist in our operations
• Financial institutions involved in processing transactions
• Professional advisors (attorneys, accountants) under confidentiality obligations

5. Data Retention

We retain personal information for as long as necessary to fulfill the purposes described in this notice, including our obligations under the Bank Secrecy Act (generally a minimum of five years for transaction records) and other applicable laws.

6. Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet is completely secure.

7. Your Rights

Depending on your location, you may have rights to access, correct, or request deletion of your personal information, subject to our legal retention obligations. To exercise these rights, contact us at the information below.

8. Contact Us

For questions about this Privacy Notice or our data practices:

EP Innovation Inc.
Denver, Colorado, United States

9. Changes to This Notice

We may update this Privacy Notice from time to time. The updated version will be indicated by a revised "Last updated" date at the top of this page.